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They may need to spend ,000 on a Ford Focus that's coming off lease and trade in Joe's 2006 Saturn Vue, which has 158,000 miles.They're not considering buying a house yet because they don't know where they'd want to live when Ashley gets out of medical school."Sometimes, to be flexible, the best thing is not to buy a home," Titus said.It's best to come clean before saying "I Do" when it comes to what some call the anti-dowry — or when you bring debt to the marriage."Ever since the beginning, I was like 'You know I'm going to have a lot of debt,'" said Ashley, who told Joe about her plans when they started dating a little more than two years ago.

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Both need to work out the budget and how bills will be paid.

Ashley Matusz and Joe Fisher, both 24, have talked over how they'd cut 0 off the flower bill for their wedding reception.

They're opting for light pink peonies in modest centerpieces, instead of tall, Ashley Matusz and Joe Fisher, both 24, have talked over how they'd cut 0 off the flower bill for their wedding reception.

Flowers from a wedding the day before will likely be left behind anyway at the Church of the Divine Child in Dearborn.

But the really big budgeting headaches will hit after their wedding on June 15.